Kelowna accountant
A Kelowna accountant for owner-managed business
Most business owners in Kelowna do not need a large firm. They need one accountant who knows the file, answers the phone, and gets the year-end done without a surprise invoice.
That is the practice Mike Saini built in late 2016 after years at multinational firms, and it is still how the firm runs today.
What we actually do for a Kelowna business
A typical engagement covers the year-end financial statements, the T2 corporate return, GST and PST filings, T4 and T5 slips, and the shareholder remuneration decision that ties your corporate and personal tax together.
If your books need work first, we take those on too — full-cycle bookkeeping on Xero or QuickBooks Online, with reconciliations and payroll handled monthly rather than in a panic each spring.
What it costs
This is the question everyone actually wants answered, so: it depends on the state of your records and the complexity of the entity, and we quote before any work starts. Depending on the nature and timing of the engagement we offer an hourly rate, a flat rate, or a fixed annual fee.
A straightforward owner-managed year-end with clean books is a very different number from one that needs a year of bookkeeping rebuilt first — so we price those separately and tell you which one you are before you commit. Our accountants keep detailed time logs, and those logs can be disclosed to you when the engagement closes.
The first conversation is free and carries no obligation. If we are not the right fit, we will say so.
Local, but not office-bound
Mike moved to Kelowna in 2005 and graduated from UBC Okanagan / Okanagan College soon after, so the firm has watched the local business community grow first-hand.
Everything runs on cloud accounting systems, which means you get access to your data anytime, anywhere, on any device — and you never have to drive across town to drop off a shoebox of receipts. Meetings happen by phone or video, by appointment.
What you get
- A CPA who knows your file, not a rotating account manager
- Fixed-fee options with free consultations and partner access
- Xero Certified Advisor and Elite QuickBooks Online ProAdvisor
- CRA correspondence handled directly by the firm
- Response within 48 hours during office hours
Frequently asked
- How much does an accountant cost in Kelowna?
- There is no single rate, because a clean owner-managed year-end and a file needing twelve months of bookkeeping rebuilt are different jobs. M. Saini CPA Inc. quotes before work begins and offers an hourly rate, a flat rate, or a fixed annual fee depending on the engagement. Detailed time logs are kept and can be disclosed when the engagement closes, so you are never billed for unproductive time. The initial consultation is free.
- How do I switch accountants in Kelowna?
- It is straightforward. You tell your current accountant you are moving, we send a professional letter requesting your prior-year files and working papers, and you authorize us with CRA. You do not need to wait for a year-end to make the change.
- Do I need a CPA, or will a bookkeeper do?
- A bookkeeper records transactions. A CPA signs off on year-end financial statements, files your T2, plans your remuneration and represents you to CRA. Many of our clients use both — we do the bookkeeping and the year-end so the two never disagree.
- What does an accountant actually do for a small business?
- For a typical owner-managed company in Kelowna: year-end financial statements, the T2 corporate return, GST and PST filings, T4 and T5 slips, and the salary-versus-dividend decision that links your corporate and personal tax. Beyond compliance, the useful part is advice on structure, cash flow and what the numbers are telling you.
- Do I have to meet my accountant in person?
- No. The firm works with clients across Canada on cloud accounting systems, so consultations happen by phone or video and documents are exchanged securely. Meetings in Kelowna are by appointment rather than drop-in.
- Is M. Saini CPA Inc. a licensed firm?
- Yes — a Licensed Public Practice Firm of British Columbia, which is what allows the firm to issue compilation and review engagement reports. It is also a Certified Xero Advisor and Partner and an Elite QuickBooks Online ProAdvisor, and has been named a Top 3 Accounting Firm in Kelowna every year from 2022 through 2025.
- Licensed Public Practice Firm of British Columbia (BC)
- Certified Xero Advisor and Partner
- Elite ProAdvisor Intuit QuickBooks (QBO)
- 2022 to 2025 Top 3 Accounting Firms in Kelowna, BC
- 2024 Best of the Best Central Okanagan, BC
Let’s chat.
We know that finding the right accountant is a choice not to be taken lightly. That’s why we offer free consultations to discuss your needs, the scope of your goals, and your budget.